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Safia's Group
In this Group: Safia, Rabqa, Nargis, Aneela Kokab, Sakina, Shamim, Uzma
Safia lives in Faisalabad which is Pakistan’s third largest city and known for its textile industry. She lives there in a 2-room brick house with her family in the area of Maryam Abad. She moved here many years ago. She is 46 years old and married to A. M. who operates a loading/unloading business with his donkey cart.

Safia herself is a housewife, staying at home and doing her household chores. She has two children: a son and a daughter. Both of them were not able to get an education due to financial constraints.

Safia has applied for a loan from Kiva partner Asasah to assist her husband financially. Using the loan, he will buy a new donkey cart because his current cart is not in a position to let him load heavy items on it. With the new cart, he will be able to transport heavy loads which will help him do his job better and earn increased profits.

Safia hopes that the loan investment will bring positive changes to her husband’s business. She is a regular loan user of Asasah and this is her 2nd loan application. In previous loan year, she has proved herself a responsible client by paying her installments on time and by attending every meeting.

Note: In the photo, the lady raising her hand is Safia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 334
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 84.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Safia's Group's $1,575 loan helped a member to buy a new donkey cart for loading/unloading business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 14, 2011
Apr 19, 2011
Currency Exchange Loss:
Apr 15, 2012