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Marcelina is a member of the “SAN MARTIN DE ZURITE” community bank which is located in the town of Zurite, in Anta province, in Cusco department.

Marcelina is 44 years old, married, and has four children. One of her children lives independently while the others are 20, 18 and 17 years old. Marcelina's main business activity is farming and livestock raising. She currently buys and sells cows and bulls. She owns dairy cows, bulls and heifers. She sells the milk from her cows in street markets and also to order. In addition, she makes cheese. On this occasion, she would like a loan to invest in feed for her animals. She says that she needs to buy balanced feed, sutuchi from the brewery ('sutuchi' is the final residue from making corn-based drinks which is used as animal feed) and mineral salts.

Marcelina is requesting this loan to invest in buying balanced feed and vitamins for her animals. She appreciates the loan she has been granted and is grateful for it. She pledges to make her repayments in a disciplined manner.
View original language description ↓
La socia pertenece al banco comunal “SAN MARTIN DE ZURITE”; Este banco está ubicado en el Poblado de Zurite, provincia de Anta y departamento de Cusco.

La Sra. Marcelina, es casada y tiene 44 años de edad, tiene 4 hijos de los cuales 1 de ellos es independiente, mientras que los otros tiene (20, 18, 17) años de edad, La socia tiene como principal actividad la agricultura y la ganadería actualmente ella compra y vende vacas y toros, la socia tiene vacas lecheras, toros, vaquillas, ella vende la leche de sus vacas en las ferias y a pedido, también elabora queso, la socia en esta oportunidad desea el crédito para poder invertir en el alimento de sus ganados, ella dice que debe comprar alimento balanceado, sutuchi de la cervecería y sales minerales. La socia solicita el préstamo para invertir en la compra de alimento balanceado y vitaminas para sus ganados.

La socia valora y agradece el préstamo otorgado y se compromete a cumplir con el pago de sus deudas de forma disciplinada.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 88
    View loans »
    Peru Loans Fundraising
  • $63,784,825
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Marcelina to buy balanced feed and vitamins for her cattle.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 13, 2011
Apr 19, 2011
Currency Exchange Loss:
Sep 15, 2011