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Naseem's Group
In this Group: Naseem, Kosar, Yasmeen, Rukhsana Butt, Anwar Bibi
Naseem is a resident of Mian Pind which is a small residential area located in Faisalabad. Faisalabad is Pakistan’s third largest city and well known for its textile industry. She has been living there in a 2-room brick house with her family for the past 12 years.

She has applied for a loan from Kiva partner Asasah for her husband who operates a vegetable-selling business on his donkey cart. He sells different seasonal vegetables to his clients and makes reasonable profits. Using the loan investment, he will buy a new cart because his current cart has become rough and needs replacement and buy fresh seasonal vegetables as well. The new cart will help him transport more vegetables to make more profits.

Naseem has given birth to two sons and a daughter. Her sons are enrolled in a local school and getting their education while her daughter is only three years old and has not started getting an education yet. She is hopeful that her husband will be able to gain positive financial results from the loan investment.

She is a regular loan user of Asasah and this is her 2nd loan application. In previous loan year, she has proved herself a responsible client by paying her installments on time and by attending every meeting.

Note: In the photo, the lady raising her hand is Naseem.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $17,401,875
    Funds lent in using Kiva
  • 84.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem's Group's $1,025 loan helped a member to buy a new cart & fresh seasonal vegetables for vegetable-sales business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 15, 2011
Apr 19, 2011
Currency Exchange Loss:
Apr 15, 2012