A loan of $825 helped to purchase additional grocery stock.


Joebel's story

Mrs. Joebel B. is from the village of Baybay Triunfo, Ozamiz City, Misamis Occidental. She is 53 years old. Joebel is married and has four school-aged children. To make a living, Joebel owns and operates a mini-grocery and restaurant business. Joebel has been engaged in her business for over 10 years and earns approximately 5,000 PHP a month for these activities.

In 2008, Joebel joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Joebel has successfully repaid a loan of 35,000 PHP. Joebel is now requesting a new loan of 35,000 PHP which will be used to buy additional grocery stock. She plans to use the additional revenue generated from the business to improve the general living conditions of her family especially in meeting their basic needs, saving for future use, loan repayment and education of her children.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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