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Sari Makmur Group
In this Group: Ni Komang, Ni Putu*, Ni Putu, Ni Nengah, Ni Kadek, Ni Putu, Ni Ketut , Ni Made, Ni Luh, Ni Ketut
* not pictured
Ni Komang A. S., 27 years old, is chairman of the Sari Makmur group. The 10 members are applying for their second loan with a total of Rp. 15,000,000.

Ni Komang A. S. has a loan of Rp. 1,500,000 which she will use to buy two pigs. With the remainder, she will renovate the pigpen. The price for one piglet is Rp. 350,000. After her first loan period she made a profit of between Rp. 200,000 and Rp. 250,000. This profit has been used for daily needs and the rest saved. She hopes the next loan can be greater and the loan period can be extended.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 96
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 8,665.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sari Makmur Group's $1,750 loan helped a member to buy two pigs and use the rest to renovate the pigpen.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Apr 14, 2011
Apr 18, 2011
Currency Exchange Loss:
Nov 15, 2011