Lucena is a hardworking entrepreneur who owns a multicab transport rental business in the Philippines. She is borrowing PHP 12,000 through NWTF to buy new equipment and tools for her business. Lucena has been three years in this business. She also earns additional income from dealing in RTW (Ready-To-Wear) clothing. Lucena has been sustaining her business activities through her own efforts with the help of the loans from NWTF. Her dream is to improve her business and to send her children to college in the future.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.