A loan of $1,100 helped to buy perfume for business.


Mariela Viviana's story

Ilusiones community bank meets every 15 days in a residential complex called El Progreso in the city of Portoviejo. This is a densely populated, marginalized urban zone known as the prison sector because it is where the Portoviejo women's prison is located.

María Duran is a 31-year old single mother. Her son is 10 years old and attends primary school. They live with María's parents. María has been part of this banking group since it began. She likes it because the loans have enabled her to finance her business, to earn enough to cover her college tuition, and to provide her son with the best.

She is a secretary at a local business and also a clothing vendor. She sells women's underwear, perfume, and sheets to her co-workers. In the evenings, María sells her products to acquaintances and friends in her neighborhood, offering items on credit for weekly or bi-weekly repayment. She gets her perfumes and lotions from her aunt in the U.S. and buys her clothing and sheets in Guayaquil once a month. María has been running this business for four years.

This loan is to pay for her next shipment of perfume. María's dream is to one day own her own house.

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Translated from Spanish by Kiva volunteer Vivian Lu


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