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Smbat S. lives in the village Shaqe, in the Syunik region of Armenia with his pensioner mother and 2 sons. He works as a driver, but the salary is too low to meet the family needs. So Smbat is also engaged in agriculture. He needs more financial means to develop agriculture business. With the requested loan Smbat plans to buy seeds and fuel.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 173
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Smbat to pay for seeds and fuel.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 11, 2011
Apr 21, 2011
Currency Exchange Loss:
Jul 26, 2012