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Arshaluys S. lives in Aghitu village with her husband and son. She is engaged in agriculture. She also runs a grocery shop near the military hospital. The monthly replenishment of the shop comes to 2,500 USD. The profit is 220 USD. However, the income is not enough to meet the family needs. Arshaluys applied to SEF in order to buy more goods to sell in her shop and increase her income. With the requested loan, she plans to increase the shop’s monthly replenishment and develop the business.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 166
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Arshaluys to add inventory to her grocery store to offer for sale.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 7, 2011
Apr 21, 2011
Currency Exchange Loss:
Nov 18, 2013