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Sardaran's Group
In this Group: Sardaran, Musarat, Shagufta, Tabinda, Suraiya
Sardaran lives in Jaranwala which is a small city in Punjab, Pakistan, known for its agriculture industry. She has been living there in a 2-room brick house in the area of Rasheed Park with her family for the past 8 years. She is married to M. H. who is 60 years old and doesn’t work. Sardaran is a housewife who stays at home and does her household responsibilities.

Sardaran has given birth to two sons and a daughter. She couldn’t provide education to her sons due to poor financial conditions. Her eldest son operates a grocery store while the 2nd one works in a factory. Her daughter studies in class 8.

She has applied for a loan from Kiva partner Asasah for her eldest son son who wants to buy groceries for the expansion of his grocery store. The bulk grocery stock will help him sell a greater quantity to his customers and earn better income. Sardaran is hopeful that through the loan investment her son will be able to make better profits from his business and become established in it.

She is a regular loan user of Asasah and this is her 2nd loan application. In previous loan years, she has established a good credit behavior and never missed any meeting.

Note: In the photo, the lady with a book (called Asasah Passbook) is Sardaran.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 298
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 84.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sardaran's Group's $975 loan helped a member to buy groceries for grocery store business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 7, 2011
Apr 14, 2011
Currency Exchange Loss:
Apr 15, 2012