A loan of $4,600 helped a member to buy local products and cosmetics, etc. for resale.


Apec Al Ouma Ngor Groupe 2's story

Apec Al Ouma group 2 unites 12 women who all live in Ngor, a neighboring village which is situated between Ouakam et Yoff. They are all working in commerce and they have separate activities selling various products such as foodstuffs, local products, cloth, clothes, used clothing, cosmetics and cooked foods.

They are represented by Mrs. Khardiata S.. She frequently travels to Diaobe, a weekly market, where she buys local products such as peanut butter, dried fish, etc. She also sells cosmetics. She chose to do business as a matter of necessity, to support her family. She has been in this business for some 10 years. Her goal is to fight joblessness and poverty.

This sub-group has been a member of the Ouakam office since February 2011. It is requesting a loan of 2,075,000 francs so each member can buy merchandise to resell. The members wish to bolster their working capital, expand and diversify their respective activities, and meet the growing demand of their customers.

Al Ouma is a Senegalese nonprofit whose full name is The Association for Koranic Education and Teaching.

Originally founded to work with at-risk children, especially talibés (young boys from poor families who beg in Senegalese metropolitan areas), Al Ouma has evolved its mission to work with adults as well as children. They currently have over 10,000 members, and are actively engaged in supporting the economic development of their members in the hopes of improving their quality of life, and that of their at-risk children.

Al Ouma's members are currently organized into smaller associations which meet each week to contribute to a group fund that helps finance small loans for members. Members typically put in 2 USD per week. Because UIMCEC and Al Ouma both share the mission of fighting poverty through economic empowerment, they have formed a partnership to provide loans to Al Ouma associations at a lower interest rate than UIMCEC usually offers its clients.

In this group: Khardiata, Amy, Bamba, Anna, Binta, Amy, Fatou, Mairame, Aita, Rokhaya, Yacine, Ndiagna

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Translated from French by Kiva volunteer Teresa Kramer



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