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Chepkoech is married with one child aged four years, she herself being 28. She has been in dairy farming for seven years in the Litein area of South Rift, Kenya, producing milk and selling to Brookside Dairies.She specializes in dairy farming but gets additional income from tea as well.

Chepkoech has requested a loan of 50,000 KES to help her put up a zero-grazing unit for her dairy cows. She says she expects her production to improve and make her a major supplier of milk in her area. She believes her dairy produce will be adequate to provide the basic requirements such as education of the children when that time comes.

Chepkoech says their major challenge is scarcity of land to hold a good number of dairy cows. She is glad that farmers can access agricultural loans through Juhudi Kilimo's help

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 565
    View loans »
    Kenya Loans Fundraising
  • $49,708,225
    Funds lent in using Kiva
  • 84.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Chepkoech to construct a zero-grazing unit.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 31, 2011
Apr 13, 2011
Currency Exchange Loss:
Feb 27, 2014