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Justine N. is 32 years old and lives in the town of GABA in the Kampala central region of Uganda. She is single and has two children. Both of her children are currently in school. Justine has a small retail shop, which she has had for two years.

To help expand her business, Justine has requested a loan of 1,500,000 Ugandan Shillings from BRAC Uganda. The loan will be used to purchase more essential commodities like sugar and maize flour for resale. With the help of the loan from BRAC, Justine hopes to generate greater profits and pay school fees for her children. In the future, Justine hopes to expand her business into a wholesale shop.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 199
    View loans »
    Uganda Loans Fundraising
  • $32,741,350
    Funds lent in using Kiva
  • 2,335.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Justine to purchase more essential commodities such as sugar and maize flour.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 18, 2011
Apr 13, 2011
Currency Exchange Loss:
Apr 16, 2012