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José Alfredo
José Alfredo A. S. is 37 years old. He lives with his life partner Rosa and his young son in Tacachico, in La Libertad department. José has a business selling gold and silver jewelry and also costume jewelry. He offers different styles of chains, watches, and bracelets for men and women. José has a lot of customers because his charisma and good customer service attract people to his business. He is proud of his work since it supports his household.

José would like his business to prosper and so he decided to request a loan from INTEGRAL which would give him the opportunity to buy a larger quantity of rings, chains and bracelets in order to have available the products that his customers need. He believes that this source of income will allow him to provide his family with a better quality of life.
View original language description ↓
José Alfredo A. S. de 37 años de edad vive con su compañera de vida Rosa y su pequeño hijo en Tacachico en el departamento de La Libertad. El posee un negocio de joyería en oro, plata y fantasia, ofrece diferentes estilos de cadenas, relojes, pulseras para damas y caballeros, ya tiene mucha clientela pues su carisma y buen servicio atrae a las personas del lugar, José esta orgulloso de su trabajo, pues con el lleva el pan de cada día a su hogar, quiere que su negocio prospere y se decidió a solicitarle a INTEGRAL un crédito que le dé la oportunidad de comprar mayor cantidad de anillos, cadenas, pulseras, entre otros y así tener a la disposición de sus clientes lo que necesiten. Tiene fe que esta fuente de ingreso le permitirá darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 580
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Alfredo to buy rings, chains and bracelets.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 30, 2011
Apr 14, 2011
Currency Exchange Loss:
May 15, 2012