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Sosefina, a 49-year-old married mother of nine children, has owned and operated an auto repairs business venture or work-shop house for the past four years. Sosefina needs a loan of WST $1500 to purchase timber, nail and iron roofing to enlarge and renovate her work-shop house. She plans to use the profit from her business (estimated to be 700 talas or US $292 per week) to improve the general living conditions of her family.

Sosefina joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Sosefina's second loan with SPBD.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 62
    View loans »
    Samoa Loans Fundraising
  • $8,626,150
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Sosefina to purchase timber, nails and iron roofing to renovate and enlarge her work-shop house.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 1, 2011
May 2, 2011
Currency Exchange Loss:
Apr 19, 2012