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Maria Lissette
View original language description ↓
Señora R. used to just attend to her house because of the difficult situation she was going through since she was unemployed. For this reason, she saw the need to help her husband with the education of their four kids and started selling miscellaneous products.

She started her business with $100 that her sister provided her as a loan. Her business is located in her home, which is favorable for her because she doesn't have to pay rent or taxes, and she also has a good influx of clients since her house is one block from La Estación market.

For a year and a half, señora R. has worked with the credits provided to her by Ceprodel, and she has managed to achieve favorable conditions for the sale of her products and to buy display cases, shelves, and a refrigerator. She has also been able to help better her family's quality of life and to help educate her children.

Translated from Spanish by Tanya Harper, Kiva volunteer

La Sra. R. anteriormente solamente se dedicaba a atender su hogar por la situación difícil que atravesaba ya que estaba sin empleo. Por esta razón se ve en la necesidad de apoyar a su compañero en la educación de sus cuatros hijos e inicia a vender productos misceláneos.

Inicia su negocio con U$ 100 que le es facilitado por su hermana en concepto de préstamo, el mismo es establecido en su casa lo cual le favorece su posición puesto que no tiene que alquilar ni pagar impuesto además de tener buena afluencia de cliente por encontrarse ubicado a una cuadra del mercado La Estación .

Durante año y medio la señora R. ha trabajado con los créditos otorgados por Ceprodel habiendo logrado alcanzar condiciones favorables para la venta de sus productos y compra de vitrinas, estantes y refrigerador sin olvidar la ayuda al mejoramiento de sus condiciones familiares y el apoyo a la educación de sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $275 helped Maria Lissette working capital.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jan 6, 2008
Dec 23, 2007
Currency Exchange Loss:
May 7, 2008