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Marie C.'s Group
In this Group: Marie C., Hawa , Sallay F , Cecilia M , Ishmeal , Fatmata
These are teachers of the KMDEC Pre-school – Moiwo Street, in Kenema city. This school was established in September 1960 by the Kenema District Educational Committee in order to produce quality education in the District. The school is staffed with 46 employees and has an enrollment for 1,230 pupils.

Forty-six-year-old Marie C. C. is the leader of this group of teachers. Marie was born in Bonthe. She is married to a teacher and the couple has four children: two in primary school, one in secondary school and one in college. Marie has been serving in the teaching profession for 26 years now. With her share of this loan, she is going to pay her daughter’s college fees.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,350.0
    Sierra Leone Leones (SLL) = $1 USD