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Layana is a 34-year-old married woman, mother of one child, who works and lives with her small family in Nabatieh. Layana has been selling clothes, accessories, and perfumes since 2008. Layana works from her house, because she likes being a mother and managing her small business, and that's the only way to do both at the same time.

Layana has been an Al Majmoua borrower for six loan cycles. She is a borrower in good standing, who knows how to invest in her business. She's requesting a loan from Al Majmoua, in order to buy a new spring/summer collection. Her clients like visiting her and buying from her, because through coming to her house, they feel as if they are members of her small family and this is what encourages them to support her. She has smart customer care methods that she uses to attract more customers.

Layana hopes to expand her business more through introducing more products to her business in the future.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 48
    View loans »
    Lebanon Loans Fundraising
  • $19,472,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Layana to buy a new spring/summer collection of clothing.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 28, 2011
Apr 12, 2011
Currency Exchange Loss:
Jul 15, 2012