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Nusrat's Group
In this Group: Nusrat, Salma, Safia, Rashda, Shagufta, Parveen
Nusra lives in Jaranwala which is a small city in Punjab, Pakistan, famous for its agriculture industry. She has lived there in a 2-room brick house with her family in the area of Rasheed Park for the past 30 years. She is a widow and had a very difficult time after the death of her husband. She relied on house rent income which she used to raise her children. Now her children are grown up and have started working. So Nusrat spends most of her time at home doing her household responsibilities.

She is the mother of two sons and two daughters. Her elder son has a motorbike rental business and her younger son operates a grocery store in the market. Her daughters stay at home and help their mother in her housework.

She has applied for a loan from Kiva partner Asasah for the improvement of her younger son’s grocery store business. With the loan, he will buy daily use items such as cooking oil, sugar, salt, etc. which will enable him to make more sales and earn larger profits. He has been doing this business for the past 10 years and Nusrat is hopeful that an investment will bring even more profits to him and she will be able to save some profits for her daughter’s marriage.

She is a regular loan user of Asasah and this is her 2nd loan application. She has proved herself a responsible client by paying her installments on time in the previous loan year.

Note: In the photo, the lady with a book (called Asasah Passbook) is Nusrat.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 219
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 85.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nusrat's Group's $1,400 loan helped a member to buy groceries for grocery store business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 7, 2011
Apr 12, 2011
Currency Exchange Loss:
Apr 15, 2012