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Sarwari's Group
In this Group: Sarwari, Naseem Akhtar, Manzooran, Jamila, Rukhsana
Sarwari belongs to Jaranwala which is a small city located in Punjab province, Pakistan. She has been living there with her family in a 2-room brick house for the past 20 years. She is 37 years old, married to M. A. and has six children. All of them are enrolled in a local school and are getting their education.

M. A. does a private job. After his day job, he operates a fruit selling business. He is a very hard-working person and got a good reputation among his clients for the good quality of his fruit and services.

Sarwari has applied for a loan from Kiva partner Asasah for the improvement of her husband’s fruit selling business. With the loan, he will buy fresh seasonal fruit to sell. He has been operating this business for the past 20 years and Sarwari is hopeful that an investment will be a good step towards the positive growth of his business.

She is a new loan user and this is her first loan application with Asasah. She hopes that it will be a profitable experience for her.

Note: In the photo, the lady with a book (called Asasah Passbook) is Sarwari.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 346
    View loans »
    Pakistan Loans Fundraising
  • $16,486,475
    Funds lent in using Kiva
  • 85.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sarwari's Group's $850 loan helped a member to buy fresh seasonal fruit for fruit selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 7, 2011
Apr 12, 2011
Currency Exchange Loss:
Apr 15, 2012