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Maria Gertrudis
Maria Gertrudis is from the beautiful city of Bogotà, the capital of Colombia. She says that she did very well with her previous Kiva loan because she was able to fulfill all of the orders her customers placed with her through specialty catalogs. In addition, she purchased sale items so that she could offer them at better prices to her customers and increase her product rotation.

Maria is currently studying cosmetology. This is a big step for her because she will be able to earn more income. Once she learns how to administer manicures and pedicures and begins providing these services from her home, she will be able to advise her customers as to what beauty products they require and then be able to sell them.

Maria has the following message to the Kiva lenders: “Thank you for the opportunity you have given me and for believing in me. As a result, I have extra income for my family.” Now she is applying for her second Kiva loan and needs to make a few adjustments to her purchases so that she can diversify. It is for this reason that she has returned to secure financing. To learn more about Maria’s story, please click on the following link:
View original language description ↓
Maria Gertrudis desde la linda Bogotà, ciudad capital de Colombia , nos dice que le fue muy bien con su anterior credikiva, porque respondió a todos los encargos que sus clientes habian anotado en su guia especializada de productos; asi mismo adquirió articulos en promocion con las que pudo ofrecer mejores precios a sus compradores y aumentò la rotaciòn de su mercancia. En la actualidad está estudiando belleza integral y esto es una gran novedad, porque adicionará un ingreso mas, una vez aprenda y promueva el servicio a domicilio de manicure, pedicure y asesorará a sus clientes respecto a productos que para su imagen requieren y que ella misma puede venderles. Su mensaje a los financiadores es el siguiente: “Gracias por la oportunidad que me han brindado, por creer en mi y por tener ingresos adicionales para mi familia.” Ahora está aplicando a su segundo credikiva y necesita hacer adecuaciones locativas para su propósito de diversificarse, por eso ha recurrido a este financiamiento.
Si usted quiere conocer la historia de Maria igrese al siguiente enlace:

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 237
    View loans »
    Colombia Loans Fundraising
  • $17,876,725
    Funds lent in using Kiva
  • 1,817.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Gertrudis to purchase a variety of merchandise to diversify her inventory.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 8, 2011
Apr 13, 2011
Currency Exchange Loss:
Oct 18, 2012