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Uni A. is a 27-year-old entrepreneur who lives in Kisumu, Kenya. She is a widow with one child. Her business was doing quite well until about a year ago when her husband died and she became the sole income earner in her household. The rent and upkeep of her shop became too costly, so Uni decided to scale down and move to this tiny kiosk pictured here.

Her hard work, determination, and perseverance have led Uni to her success. She manages her stall during the day and sells second-hand clothes to her well-established clientele in the evenings. Her profits pay the household expenses as well as school fees for her child.

Uni plans to use the funds from her loan of US $600 to move to a bigger space She will invest part of the loan in buying cereals (grains) to supplement her current business, increase her stock of groceries, and save the remaining amount for emergencies.

Additional Information

Important Information

Please note that this Field Partner started working with Kiva before certain core risk and due diligence policies were put into place and therefore does not meet our current minimum risk criteria (K-Met has less than 1,000 borrowers and has not submitted recent audited financial statements to Kiva). K-Met is a unique microfinance organization that targets private health care providers and community health workers as a means to fulfill its mission of promoting development in underserved communities through innovative health and education programs. Private providers are given loans to upgrade their facilities and community health workers, who volunteer through K-Met, are given access to loan funds to grow their businesses and as a means of incentivizing them to remain involved in community health work with K-Met. Kiva was K-Met’s first external lender and the organization is rated a Kiva Star Rating of 1, which is the riskiest level. As a result of K-Met’s strong social mission and unique approach to microfinance and health, Kiva believes that loans to borrowers with K-Met may still be of interest to Kiva lenders, despite the increased risk, and has allowed the organization to continue fundraising on Kiva.

About Kenya

  • $1,800
    Average annual income
  • 368
    View loans »
    Kenya Loans Fundraising
  • $50,260,575
    Funds lent in using Kiva
  • 62.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Uni increase her stock of groceries, pay rent for a bigger space, and augment her business with cereal (grain) sales.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 5, 2008
Dec 21, 2007
Currency Exchange Loss:
Aug 15, 2009