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Zainab's Group
In this Group: Zainab , Mumtaz, Nasreen, Ramzana, Ramzana, Fatima, Sonia
Zainab is a resident of Chichawatni which is a small agricultural city of Punjab, Pakistan. She lives there in the area of Al-Fateh town with her family in a 3-room brick house. She came here five years ago with her family.

She is a 23-year-old caring lady, who carries out her responsibilities as a housewife by staying at home. She performs her daily tasks very well and makes the utmost effort to give comfort to her family by fulfilling their needs. She is the mother of a 5-year-old son and a 3-year-old daughter. She is still unable to send her children to school due to poor financial conditions.

She has applied for a loan from Kiva partner Asasah for the expansion of her husband’s construction supplies business. Her husband whose name is M. Y., has been operating this business for the past five years. He provides construction supplies on order to customers who require them. Zainab is hopeful that an investment will help her husband in fulfilling the orders on time and increase his profits.

She is a new loan user and this is her first experience with getting loans from Asasah. She hopes that it will be a profitable experience for her husband and family.

Note: In the photo, the lady with a book (called Asasah Passbook) is Zainab.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 298
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 84.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zainab's Group's $1,375 loan helped a member to buy construction supplies for construction supplies sales business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 5, 2011
Apr 8, 2011
Currency Exchange Loss:
Mar 15, 2012