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Mrs. Moa M., 63, is a mother of nine children. She is a housewife, while her husband is employed at a private company, earning up to $10 each day. Two of her children are grocers, three work at a garment factory making collectively over $300 per month, and the rest are married and live with their own families. Mrs. Moa M. hopes to use this loan to purchase more grocery products to expand her children's businesses and inventory. It is important to mention that with additional grocery items added, it enables her children to meet growing customer demands and generate more income for the household.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 50
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Moa to purchase more grocery products to expand her children’s business inventory.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 5, 2008
Dec 22, 2007
Currency Exchange Loss:
Feb 15, 2009