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Hajra Muhammad Ahmad's Group
In this Group: Hajra , Zainab, Zuhra, Shahnaz Akhtar, Fozia
Hajra is married and the mother of seven children. She lives in Chichawatni, a small city of Punjab, Pakistan, that is known for its agriculture industry. For the past 20 years, Hajra has lived in the Al-Fateh neighborhood in a three-room brick house with her family. Hajra is a seamstress who sews clothes for neighborhood clients to share the financial burden with her husband. She is very experienced in her work and is able to make beautiful clothes that satisfy her clients. Hajra’s eldest son works at a grocery store for a low income while another son is a shoe-polisher. Her other children stay at home as Hajra is not financially able to provide for their education.

Hajra’s husband operates a clothes-selling business. He purchases clothing from Multan, which is famous for its clothes and embroidery industry, and sells his inventory to local clients and shopkeepers for a profit. Hajra is applying for her second loan from the Kiva partner Asasah so that her husband can expand his business. He will buy bulk clothing of different varieties to improve his inventory and reduce his travel costs.

Hajra is a responsible Asasah client who has repaid her previous loans efficiently. In this photo, Hajra is shown holding her Asasah Passbook.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 275
    View loans »
    Pakistan Loans Fundraising
  • $17,386,950
    Funds lent in using Kiva
  • 85.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Hajra Muhammad Ahmad's Group's $1,075 loan helped a member to buy clothing to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 5, 2011
Apr 7, 2011
Currency Exchange Loss:
Mar 15, 2012