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Shahnaz's Group
In this Group: Shahnaz , Noreen Akhtar, Bushran, Azra Bibi
Shahnaz lives in Mian Channu, which is a small city located in the Punjab province of Pakistan and known for its agriculture industry. She has been living there with her family in a single-room brick house for the past nine years.

She is the mother of six children. Only two of them are able to attend school and get their education. Shahnaz is an embroidery expert and earns a reasonable amount of income every month from her community clients.

She has applied for a loan from Kiva partner Asasah to improve her husband’s business of agriculture. He started this business six years ago. He grows different seasonal crops such as wheat and cotton.

Through the loan, he will buy supplies such as seeds, fertilizers and pesticides for getting maximum output from his work and to earn better profits.

Shahnaz is very hopeful about the future growth of her husband’s business and about the better financial future of her family.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 243
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shahnaz's Group's $825 loan helped a member to buy seeds, fertilizer and pesticides.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 5, 2011
Apr 7, 2011
Currency Exchange Loss:
Mar 15, 2012