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Erkinbek S. is 48, married and has five children. He has been engaged in cattle breeding since 1985 and has managed to develop a farm with calves and milk cows. Also, he cultivates land with perennial herbs, clover and barley which serve as forage for his cattle. He sells part of the harvest to local customers.

Erkinbek has applied for a loan of 65,000 KGS to purchase three bull calves, which will allow him to broaden his business. With the revenues, he plans to reconstruct his barn in order to provide good conditions for breeding animals.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Erkinbek to purchase three bull calves.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 8, 2011
Apr 22, 2011
Currency Exchange Loss:
Feb 15, 2012