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Luzminia Maria
Luzminia is from the town of Achuapa and runs a small convenience store. She’s been doing this for five years, having started with a small store out of her home because she didn’t have very much working capital to invest. By buying certain items, it allowed her to grow her business into what she has today.

Luzminia is asking for this loan in order to buy corn, beans, rice, cooking oil, soups, snacks, bathroom tissue, and detergent soap. She decided to start this business so that she could solidify her income, be able to provide for her family, and motivate her children to stay in school.
View original language description ↓
La señora Luzminia es de un municipio de achuapa, su negocio es una abarrotería. Tiene más de 5 años con esta actividad, inicio con una mini pulpería pues ella no tenía mucho capital para invertir en su negocio y fue con la compra de ciertos productos que logro obtener lo que actualmente tiene hasta los momentos. Luzminia solicita el préstamo para invertirlo en la compra de maíz, frijoles, arroz, aceite, sopas, golosinas, papel higiénico, jabón detergente. Ella deicidio poner esta actividad para así lograr solventar su ingresos que se generan en su hogar a un que su familia es pequeña quiere darle lo más necesario y así animar a sus hijos a seguir estudiando.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 31
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 22.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Luzminia Maria to buy inventory for her store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 30, 2011
Apr 8, 2011
Currency Exchange Loss:
May 15, 2012