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Manushak M. was born in 1966. She is a widow and she lives in Kapan city with her two sons. Manushak’s daughter is already married and she lives separately. Manushak’s younger son is a student. Her elder son helps Manushak in her business, which consists of fruits and vegetable trading in Kapan market.

Previously, Manushak was engaged in clothes trading, but then she decided to change her business because she believes that food trading is more profitable. Part of Manushak's income goes towards her younger son’s education and another part is spent towards supporting her family.

This is Manushak’s 7th loan from Nor Horizon. This time she is seeking a 600.000 AMD loan to buy tomatoes, cucumbers and fruits to resell.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 172
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 371.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,625 helped Manushak to buy tomatoes, cucumbers and fruits to resell.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Apr 6, 2011
Apr 6, 2011
Currency Exchange Loss:
Jun 15, 2012