A loan of $450 helped to purchase and insure a dairy cow.


John's story

John I., 36, is a married father of three children aged two months, four and eight. He has been practising mixed farming for the last three years in his home town of Nkubu in eastern Kenya. His mixed farm produces bananas, miraa, maize and beans, which are all sold locally. He mainly depends on the income from his farm to cater for the basic needs of his family. John has requested this loan of 36,750 KES through Kiva partner, Juhudi Kilimo, to purchase and insure a dairy cow. He says that with the dairy cow he will acquire, his family will be guaranteed enough milk for domestic consumption and sale. The extra income from the sale of milk will enable him to pay school fees for his children. His primary challenges have been pests and diseases, unpredictable weather and lack of enough water. In future, he plans to acquire three more dairy cows and move from the local banana farming to tissue culture banana farming. John says that Juhudi is the most efficient microfinance institution in the region.



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Loan details