A loan of $225 helped to purchase livestock feed & other supplies.


Encarnacion's story

Encarnacion E. is from the village of Anakan, Gingoog City. She is 60 years old. Encarnacion is married and has 7 adult children. To make a living, Encarnacion owns & operates a business raising pigs for sale. She is also making and selling snacks & other delicacies like polvoron, peanuts & chocoballs in the local community. Encarnacion has been engaged in her business for over 17 years and earns approximately 5000 PHP a month for these activities. In 2009, Encarnacion joined HSPFI to gain access to financial services to help improve her living situation and her ability to engage in business activities. Encarnacion has successfully repaid a previous loan of 9000 PHP from HSPFI. This previous loan was used to purchase baby livestock to raise & sell in future. Encarnacion is requesting a new loan of 9000 PHP which will be used to purchase livestock feed & other supplies. This will be the 5th loan taken out by Encarnacion from HSPFI. She plans to use the additional revenue generated from the business to improve and expand her business. About HSPFI: HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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