A loan of $3,050 helped a member déposer une caution dans une société de distribution de savons et de canettes.

Apec-Al Ouma Dieupeul 4 Groupe 2's story

The Dieupeul 4 cell is a group which is divided into several sub-groups, one of which is group 2. The cell is affiliated to the Al Ouma association. Apec Al Ouma Group 2 is made up of nine members who have the peculiarity of living together. They are represented by Mrs. Barro B., who is president of the cell (she appears in the photo with the group members since she is president of the cell, but did not take part in this loan) and Mr. Birane B., who is president of the sub-group (he is wearing a beige shirt in the photo). The members of the sub-group got together with the aim of putting in place premises to provide a base for selling canned drinks and soaps in their neighborhood. The sub-group has been a member of the Liberté 6 branch since November 2010. In order to begin their business, they plan to make a deposit with a soap company and a can distributor with the objective of getting some stock.

Al Ouma is a Senegalese nonprofit organisation, whose full name is The Association for Koranic Education and Teaching. Originally founded to work with at-risk children, especially talibés (young boys from poor families who beg in Senegalese metropolitan areas), Al Ouma has evolved its mission to work with adults as well as children. They currently have over 10,000 members, and are actively engaged in supporting the economic development of their members in the hopes of improving their quality of life, and that of their at-risk children.

Al Ouma's members are currently organized into smaller associations which meet each week to contribute to a group fund that helps finance small loans for members. Members typically put in USD 2 per week. Because UIMCEC and Al Ouma both share the mission of fighting poverty through economic empowerment, they have formed a partnership to provide loans to Al Ouma associations at a lower interest rate than UIMCEC usually offers its clients.

NB. There are nine people on the photo since the president of the cell is with the eight beneficiaries of the group; she is on the right of the photo wearing a large "boubou".

In this group: Birane, Halimatou Ousmane , Therese, Tening, Ndeye, Oumar, Fatou, Bousso

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Translated from French by Kiva volunteer Alison Le Bras

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