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Rebecca O., from the village of Santa Cruz, Magsaysay, Misamis Oriental, is 50 years old and married. To make a living, Rebecca owns and operates a sari-sari (variety) retail shop that sells canned goods, snack foods, shampoo, soap and biscuits to the local community. In business for over three years, she earns approximately 10000 PHP a month.

In 2011, Rebecca joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Now requesting her first loan of 5000 PHP to purchase more products such as instant noodles and snack foods, she plans to use the additional revenue generated from the business to improve/expand her store.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 390
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Rebecca to purchase additional products like instant noodles and snack foods.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 31, 2011
Apr 5, 2011
Currency Exchange Loss:
Sep 15, 2011