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Maisha Zhakem Group
In this Group: Mariam , Khadija, Mauwa, Salma*, Swaumu, Yusufu*, Salum, Fatuma, Ashura, Elizabeth, Amina, Omary*, Elizabeth, Salma, Fatuma, Rose, Daima, Hamida, Kassium, Aisha, Hawa
* not pictured
Mariam J. is in her late thirties. She is married with two children. She has a business of selling cold drinks, like water, juice, sodas and milk. She has been in this business since 2010 and works from 7.00am to 8.00pm daily and is able to make a fair monthly profit.

This will be Mariam's 3rd loan from Tujijenge Tanzania. She used the previous loans to increase the stock of her cold drinks and has successfully paid back her loans. She hopes for a loan to buy a refrigerator to improve on her business sales. Her dream is to one day open a wholesale shop for selling the same products.

Mariam will share this loan with her loan group "Maisha Zhakem" which has a total of 21 members. The members of the group will hold each other accountable in paying back their loans.

In the picture, Mariam is 1st on the right with a purple skirt.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 24
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,501.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Maisha Zhakem Group's $3,900 loan helped a member to buy a refrigerator.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Apr 4, 2011
Apr 5, 2011
Currency Exchange Loss:
Feb 15, 2012