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Juditha is 54 years old and married, with four children. Juditha works hard to provide for her family. She runs a sari-sari store in the Philippines and has requested a loan of PHP 20,000 through NWTF to buy items like sardines, groceries, etc. to sell in her store.

Juditha has already repaid three loans from NWTF before this loan. She has been running the sari-sari store for 19 years and also earns an income from ice cream making.

Juditha aspires to save enough money to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 341
    View loans »
    Philippines Loans Fundraising
  • $66,024,575
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Juditha to buy more stock to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 25, 2011
Apr 10, 2011
Currency Exchange Loss:
Apr 15, 2012