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Sandra M. M. is 24 years old, married, and lives with her husband and two children who are her main priorities. She plans to use her loan to buy some pigs to raise, fatten and then sell. She already has the facilities and the pig pens. She also has the experience she needs to carry out the project. She will carry out the project together with her husband.

Sandra plans to make income for her family so that they can enjoy a better quality of life. She is thinking of her children's future and, for this reason, she would like to grow her business so that, in the future, she can provide her children with an education and see them become professionals in a specific field.

This is Sandra's first loan from FUDECOSUR. She hasn't had any previous loans from state banks but FUDECOSUR have offered her this loan with better repayment terms and much lower interest rates.
View original language description ↓
Sandra M. M., tiene la edad de 24 años, está casada, vive con sus 2 hijos y su esposo que son mayores prioridades. Ella pretende con el crédito comprar unos cerdos para su crianza y engorde para su posterior venta. Ella cuenta con las instalaciones y los chiqueros para su instancia, también ella cuenta con la experiencia necesaria para su explotación y será un proyecto de ella y su esposo. Ella pretende es generar ingresos para su bienestar familiar y así tener una mejor calidad de vida. Ella piensa en el futuro de sus hijos por lo cual quiere ir creciendo con su negocio para en un futuro poder darles su estudio y que sean profesionales en alguna área especifica.
Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 1
    View loans »
    Costa Rica Loans Fundraising
  • $4,804,475
    Funds lent in using Kiva
  • 494.0
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Sandra to buy pigs to fatten.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 30, 2011
Apr 6, 2011
Currency Exchange Loss:
Sep 15, 2012