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Kalyskan Group
In this Group: Kalyskan, Zhannat, Tukhtazhan
"Kalyskan” is a group from Chonkara village which is situated at the southern part of Kyrgyzstan. All members of the group are engaged in cattle breeding and land cultivation.

Kalyskan A. is the leader of the group. She is 55, married, and has eight children. She started her business with the initial capital of 5.000 KGS and managed to develop a farm with five milch cows and sheep. Also, her family is engaged in cultivating rice, which allows them to earn the sum of 4.000 KGS in a month.

Members of the “Kalyskan” group have applied for a loan of 54.000 KGS to purchase cattle and fertilizers to manure their land. This will allow them to get a good harvest of rice and raise their sales of milk and meat products. In future, they plan to broaden their businesses.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 37
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,538,475
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalyskan Group's $1,150 loan helped a member to purchase cattle.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
At end of term
Mar 5, 2011
Apr 4, 2011
Currency Exchange Loss:
Sep 15, 2012