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The client is Andrea R. Rocha. She lives in the El Sauce municipality in the department of León. She has three children in her care, and currently works as the kitchen manager at the school for agriculture (CETA – El Sauce).

She has a house that she would like to make improvements to, and her loan would be utilized to this end. She would like to use the funds to buy zinc and lumber to repair the roof of her house. This will allow her to care for her family under better conditions.
View original language description ↓
La clienta Andrea R. Rocha. Vive en el municipio de el Sauce Frente a la Antigua Gasolinera del departamento león, tiene 3 hijo a su cargo trabaja actual mente en el Centro de Enseñanza Técnico Agropecuario (CETA – El sauce) desempeña el cargo como responsable de cocina.
El cliente cuanta con una casa de habitación el cual la quiere mejorar y el destino del crédito es para la mejora de su vivienda.
El destino del crédito es para la compra de Zin y madera para el mejoramiento del techo de su vivienda.
Esto le permitirá mantener en mejores condiciones el bien estar de su familia

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 44
    View loans »
    Nicaragua Loans Fundraising
  • $26,295,350
    Funds lent in using Kiva
  • 22.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Andrea to purchase zinc and lumber for repairing the roof of her house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 23, 2011
Apr 5, 2011
Currency Exchange Loss:
Jan 26, 2012