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Yen K. is 26 years old. She lives in the province of Siem Reap and earns a living by selling ice blocks. Yen K. is married to Tim Sarith, age 25, who helps her in the same business. They are blessed with four children, three of whom are attending school while one is still too young.

Yen K. is having financial difficulty with rebuilding her old house. She is lacking the funds needed to continue with the building process. Yen K. has decided to request a loan from Kiva to buy additional timber planks to continue building her house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 139
    View loans »
    Cambodia Loans Fundraising
  • $41,481,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Yen buy the timber needed to finish rebuilding her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 7, 2011
Apr 1, 2011
Currency Exchange Loss:
Apr 15, 2012