A loan of $550 helped to purchase additional bananas & coconuts.


Lucina's story

Lucina Y. is from the village of San Simon, Cagayan de Oro City. She is 40 years old. Lucina is married and has four school-aged children. To make a living, Lucina owns and operates a specialized retail store. While not the only means for generating revenue, the main source of income for the business is buying and selling green bananas and coconuts for copras in the local community. Lucina has been engaged in her business for over 5 years and earns approximately 8000 PHP a month for these activities.

In 2009, Lucina joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Lucina has successfully repaid a previous loan of 17000 PHP from HSPFI. This previous loan was used to purchase additional inventory and increase her working capital. Lucina is requesting a new loan of 23000 PHP which will be used to purchase additional bananas and coconuts. This loan will be the 7th loan taken out by Lucina from HSPFI. She plans to use the additional revenue generated by the loan to improve/expand her business.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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