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Viviana Epifania
Viviana, 25, is a hard working woman who started out working as a Domestic Employee but one day, with help from her brother, she went into passenger transportation.

She works with her brother with whom she alternates driving schedules. Delinquency in her area affects her very much because it’s dangerous.

With help from the loans she wants repair and service her vehicle. In the future she’d like to make some improvements to her living situation since she’s currently living with her mother and she gave her a space for her to live in. She also wants to buy another three-wheel vehicle to increase income and provide a better live for her children.
View original language description ↓
Viviana de 25 años, es una mujer trabajadora que inicio su actividad como empleada domestica pero un día con el apoyo de su hermano de dedico a la transportación de pasajeros.

Ella labora junto con su hermano en la cual se turna por horarios para el manejo de se tricimoto. Le afecta mucho en su trabajo la delincuencia por su sector que es peligroso. Con la ayuda del préstamo quiere para la reparación y mantenimiento de la tricimoto. En un futuro quiere adecuar su casa ya que está viviendo con su mama y le dio en espacio para que viva ella y además comprarse otra tricimoto para aumentar sus ingresos y darle una mejor vida a sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Viviana Epifania to repair and service her vehicle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 16, 2011
Apr 3, 2011
Currency Exchange Loss:
Apr 15, 2012