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Alvard lives with her husband and two children in the village of Argina. The family's main income comes from agriculture and horticulture. The family has a cattle farm and grows apricot trees. Alvard’s husband has a tractor which gives him the opportunity for additional income during the high season. Currently the agricultural machinery requires repair before the busy season starts. This loan will cover the costs of repair work.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 143
    View loans »
    Armenia Loans Fundraising
  • $15,809,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Alvard to repair machinery.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 22, 2011
Apr 1, 2011
Currency Exchange Loss:
Nov 18, 2013