A loan of $3,000 helped to purchase more foodstuffs for his grocery store.

Toir's story

Toir M. is married with four children. He is a small entrepreneur who sells groceries. Toir is always on the go. He is very determined and knows how to achieve his goals.

Toir launched his business over three years ago. He and his son have a lot of experience working in this type of trade. Toir’s business is known for its reasonable pricing policy and free delivery service. While he owns a small storage facility in a local market, one of his plans for the near future is to buy a building for his grocery business so that he can own instead of rent.

Toir is seeking a loan of 3,000 USD to purchase foodstuffs to expand his grocery’s inventory. He is hoping to use the generated profit to finish remodeling his apartment, which he hasn’t completed due to financial constraints.

About Tajikistan

Tajikistan is known for its rich place in history, which includes a key post along the Silk Road and the farthest reach of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes and a civilization that dates back to the 4th millennium BC. Today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged its already weak economy. In addition, 93% of the country is mountainous, and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve their agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

About IMON International

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low-income clients have access to reasonable financial services. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

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Loan details