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Abishyizehamwe Group
In this Group: Vestine, David, Margueritte, Pascasie, Damarce, Léa, Anne Marie, Alphonsine, Thérèse, Pascal
Thérèse Mukandenzi is a corn farmer and merchant, and she has been a client of ACB since 2008. She is 54 years old and married. Born in Rwanda, she has four children, aged 16 to 22; all of them go to school. Thérèse finished five years of primary schooling.

This loan is her first cycle with ACB. She is going to use her loan to buy 5 kg of corn and to pay for labor. Her strategy for business growth is to improve her arable land and her yields.

Thérèse would like to become a major grower in the Rubavu district, to ensure her family's well-being, and always to cover her children's schooling costs.
View original language description ↓
Thérèse Mukandenzi est agricultrice de mais, commerçante, et client d’ACB depuis 2008. Elle a 54 ans, elle est mariée, née au Rwanda, et elle a 4 enfants entre 16 ans et 22 ans ; tous vont a l’école. Thérèse a fini 5 ans d’école primaire, et ce crédita est son premier cycle avec ACB. Elle va utiliser son prêt pour acheter 5 kgs de mais, et payer la main d’œuvre. Sa stratégie pour la croissance de l’affaire est d’améliorer l’espace de culture, et les quantités produites. Elle voudrait devenir une grande agricultrice dans le district de Rubavu, assurer le bien être de sa famille, et payer toujours les frais d’études pour ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 43
    View loans »
    Rwanda Loans Fundraising
  • $16,941,150
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Abishyizehamwe Group's $1,700 loan helped a member to buy 5 kg of corn and to pay for labor.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Mar 31, 2011
Mar 31, 2011
Currency Exchange Loss:
Nov 15, 2011