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Twifatanye Group
In this Group: Christine , Elina, Nathanael, Béatha, Béatrice, Christine, Rachel, Vestine, Thérèse, Rachel
Christine N. is a farmer and grows corn. She is a client of the Microfinance Institution Amasezerano Community Banking S.A since 2008. She was born in Rwanda and is a 31 year-old mother of 5 children aged between 3 and 16. 4 of her children are going to school and Christine went to middle school during 6 years. This loan is her first loan cycle with ACB and she will use it to buy 20 kilos of corn, to rent a land and to pay for labor. To grow the business, her strategy is to produce more. She would like to become a well known farmer in the neighborhood of Rubavu and be able to pay for her children's school fees.
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Christine N. est agricultrice de mais, et client d’ACB depuis 2008. Elle a 31 ans, elle est mariée, née au Rwanda, et elle a 5 enfants entre 3 ans et 16 ans. Quatre de ses enfants vont à l’école, et Christine a fini 6 ans d’école primaire. Ce crédit est son premier cycle avec ACB, et elle va utiliser son prêt pour acheter 20 kgs de mais, location du champ, et de la main d’œuvre. Sa stratégie pour la croissance de l’affaire est d’augmenter la quantité qu’elle produit. Elle voudrait devenir une grande agricultrice dans le secteur de Rubavu, et payer les frais d’études pour ses enfants

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 49
    View loans »
    Rwanda Loans Fundraising
  • $18,405,575
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Twifatanye Group's $1,625 loan helped a member to buy 20kg of corn, to rent a land and to pay for labor.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Mar 31, 2011
Mar 31, 2011
Currency Exchange Loss:
Nov 15, 2011