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Patricia C. A. is 36 years old. She lives with her husband and her two children aged 6 and 20. For financial reasons, Patricia could not finish her high school studies. She had her first son at a very young age, when she was 16, and has been married twice.

Patricia is a very hard-working, responsible and enterprising woman. She came to Fundación Mujer because a friend recommended us to her. She has now been taking loans for 5 years and has repaid all her loans perfectly.

Patricia is planning to use this loan to invest in buying merchandise for her business. She will buy products such as perfumes, clothes and small electrical appliances to sell. She is also planning to remodel her home for business purposes.

Patricia has been a saleswoman for more than 11 years. She started out selling panty hose and then added more products. When she started out in business her first obstacles were not having working capital and being a teenage mom. Patricia gets up early, does her housework and then does some tasks with her children and waits for her husband to come home from work. In the afternoon, she goes out selling her products and collecting payments. With this loan, Patricia will have more working capital which she can use to make income for her household. This will be a great help and support to her in her business.
View original language description ↓
La señora C. A. Patricia tiene 36 años de edad vive con su esposo y sus dos hijos de 6 años y de 20 años, la señora por motivos económicos no pudo seguir en la secundaria, tuvo su primer hijo muy joven a los 16 años de edad, es una mujer que se ha casado 2 veces.
Patricia es una mujer muy trabajaradora, responsable, emprendedora .Ella vino a la Fundación por que la recomendó una amiga y desde hace 5 años ha mantenido crédito, en los anteriores créditos ha tenido una excelente moral de pago.
La solicitante con el crédito piensa invertirlo en mercadería para su negocio como perfumes, electrodomésticos para vender, ropa, etc.También piensa hacer una remodelación en su casa para su negocio. Patricia tiene más de 11 años de dedicarse al comercio empezó vendiendo medias y ahora vende más productos, ella cuando empezó su primer obstáculo fue no tener capital de trabajo y ser madre adolecente
La clienta se levanta temprano hace las labores domesticas, después se dedica hacer tareas con sus hijos y atender a su esposo que llegue del trabajo, después en la tarde se dedica a vender y cobrar. Con este crédito la señora podrá tener más capital de trabajo para generar ingresos en su casa, será de gran ayuda para seguir apoyándola en su negocio

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 494.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Patricia to buy merchandise and to remodel her home/business.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 11, 2011
Mar 31, 2011
Currency Exchange Loss:
Jun 16, 2012