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Hiam is a 33-year-old mother of five. She began a bridal salon from her home that has expanded so well she recently moved to a shop in her neighborhood. Hiam employs one woman and has gained a wonderful reputation in her village and surrounding area.

Hiam needs this loan to assist with expenses of moving to a shop outside her home. The funds are paying for additional dresses, decoration of the store and moving of her furniture and shelving.

Hiam wants to see her store continue to expand and eventually to hire more staff. She sees her business as creating a future without economic fear for her family.

Additional Information

About KIEDF:

Koret Israel Economic Development Funds (KIEDF) launched its direct lending program, SAWA, in 2006 to help low-income and unemployed populations within Israel create independent income-generating activities. SAWA currently serves Bedouin women in the Negev, Arab Israeli women in northern Israel and Jewish Israeli women. SAWA loans support a wide variety of small business types including consumer goods sales, grocery stores, animal raising, hairdressing, sewing, and day care. SAWA continues to grow and serve new populations while maintaining a loss rate of less than 3%.

About Israel

  • $36,200
    Average annual income
  • 2
    View loans »
    Israel Loans Fundraising
  • $1,479,775
    Funds lent in using Kiva
  • 3.5
    Israel New Shekels (ILS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,850 helped Hiam to cover costs associated with moving to a shop outside her home.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 28, 2011
Mar 30, 2011
Currency Exchange Loss:
Apr 17, 2013