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Segundo Carlos
SEGUNDO CARLOS V. S., 58, is married. There are 7 in his house, including his wife and unmarried children. They live in Recinto Tangara in the Ecuadorean province of Bolivar.

Segundo belongs to the CAMPESINOS UNIDOS community bank in Recinto Tangara, some 15 minutes from San Miguel. The bank's members are farmers and merchants.

Segundo, a farmer, plants maize which he sells off the stalk. He buys the supplies that he needs for the farm in San Miguel and sells what he grows at local market fairs.

Segundo is applying for a loan to buy supplies of manure and fertilizer for his farming business. The loan will help him increase his crop yields and, in turn, earn the income he needs to support his family and repay the loan. He ultimately wants to buy a "carro" (not sure--car or cart) so that he can more easily carry his crop to the market in San Miguel.

Segundo enjoys watching sports.
View original language description ↓
SEGUNDO CARLOS V. S., tiene 58 años de edad, es casado, vive con la esposa y con los hijos solteros son 7, vive en San Miguel en el Recinto Tangara perteneciente a la Provincia de Bolívar.

Esta Ventanillas se llama CAMPECINOS UNIDOS esta ubicada en el recinto Tangara y se encuentra a unos 15 minutos del Cantón San Miguel, los miembros de esta ventanilla se dedican a la agricultura y al comercio.

Segundo se dedica al trabajo de campo en la agricultura en especial al siembra de maíz para vender en grano seco.
Comprar sus productos en San Miguel y los vende en la Feria del mismo Cantón.

El crédito lo solicita para la comprar de abono y urea, el crédito apoyado en el negocio familiar ya que produce mas y se tiene que trabajar para pagar la deuda. Su sueño es comprar un carro para transportar los productos a San Miguel que es donde vende.

Le gusta salir a ver como hacer deposte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 27
    View loans »
    Ecuador Loans Fundraising
  • $26,466,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Segundo Carlos to buy manure and fertilizer for farming business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Mar 25, 2011
Mar 29, 2011
Currency Exchange Loss:
Feb 15, 2012