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Twelwaneku Development Group
In this Group: Betty, Harriet, Hasifa, Rose, Mary, Joy, Irine, Jaliyati, Godfrey, Topista*, Rebecca, Betty, Fina, Irine, Safina*, Hadijja, Rose, Jesca, Fatuma*, Betty, Harriet, Monica, Annet, Monica
* not pictured
Betty G. is 43 years old and has four children. She operates a beauty salon business at her home along Amber Court Road in Jinja. She has been running this business for 10 years. She took root in this business with paltry start-up capital of 50,000 shillings. At the threshold of her business, she had to come to grips with a lot of financial hardships but with her tenacity and determination, she was able to continue. Betty's salon earns a profit of 50,000 shillings a week. Betty will use her loan to purchase more cosmetics and other essential items for her salon and also use the remaining proceeds to pay fees for her children.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 202
    View loans »
    Uganda Loans Fundraising
  • $32,741,350
    Funds lent in using Kiva
  • 2,403.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Twelwaneku Development Group's $4,650 loan helped a member to purchase cosmetics and other essential beauty salon items.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 5, 2011
Mar 29, 2011
Currency Exchange Loss:
Jan 4, 2012