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Givi K. and his family live in the village of Dmanisi, Kartli Region. His wife is 55 years old, and she is a housewife. They have two sons, 25 and 26 years old, who are unemployed at the moment. Their 19-year-old daughter is a student.

Agriculture has been the main source of the income for Givi’s family for about 20 years. They have four milk cows. They produce cheese, which is sold on local market. At the same time, the family owns 0.6 ha plot of land, where maize and haricot beans are grown. The harvested grain and vegetables are sold locally to retailers.

The requested loan will be used for cultivation of the land, where maize and haricot beans will be sown. Givi hopes that after good cultivation, they will have a good harvest and it will be enough to pay tuition fees for his daughter, and also to purchase some furniture for the family.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 36
    View loans »
    Georgia Loans Fundraising
  • $8,314,800
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Givi to pay for materials for cultivation of the land.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 29, 2011
Mar 30, 2011
Currency Exchange Loss:
Apr 15, 2012